Hit-and-run accidents happen in parking lots, residential neighborhoods, roads, and highways. When the driver responsible leaves the scene, it adds frustration to an already difficult situation. Those left behind feel uncertain about the next steps and worry about how to cover damages or injuries without another party's insurance information.
What Should I Do Immediately After a Hit-and-Run Accident?
Your safety and the safety of others should be the first priority. If possible, move to a location off the road. Call 911 to report the incident, especially if there are injuries or substantial property damage. Even if the other driver is no longer present, police officers will file a report, which can be valuable for insurance claims and any legal action that follows.
Document the scene by taking photographs of your vehicle, the surrounding area, debris, and anything that may identify the other driver, such as paint transfer, tire marks, or broken vehicle parts. Write down everything you remember about the other vehicle, including its make, model, color, license plate digits, and any distinguishing features.
If witnesses are nearby, ask for their contact information and statements. Their observations may provide important details about the fleeing driver or the direction the vehicle went.
Should I Report the Accident to My Insurance Company?
Yes, notify your insurance provider as soon as possible. In New Jersey, many insurance policies include uninsured motorist coverage, which can apply to hit-and-run collisions. This type of coverage may help with costs related to vehicle repairs and medical treatment when the at-fault driver cannot be identified.
When speaking with your insurance representative, provide accurate information about the incident and the police report number. Keep records of your communication and any documents you submit.
Can I Still Recover Compensation if the Driver Is Not Found?
New Jersey drivers who have uninsured motorist coverage may still be able to recover compensation for property damage, medical bills, lost wages, and other related losses. This process involves filing a claim under your own policy.
If law enforcement later identifies the responsible individual, you may have additional legal options. Civil claims may be filed separately from any criminal charges brought by the state.
How Long Do I Have to File a Claim or Lawsuit?
In New Jersey, the statute of limitations for personal injury claims from motor vehicle accidents is typically two years from the date of the incident. It is important to act within that time frame, even if the other driver has not been found. Insurance claims often have separate deadlines that may be much shorter. Remember, delays in taking legal action may impact your ability to recover compensation.
What if I Was Injured in the Hit-and-Run?
If you sustained injuries, seek medical attention immediately. Even if the symptoms seem minor, healthcare provider documentation is important when filing insurance claims. Keep all medical records, receipts, and follow-up instructions.
Medical bills and related expenses may be covered by your Personal Injury Protection (PIP) benefits, which are required under New Jersey law. These benefits typically pay for treatment regardless of who caused the accident.
If your injuries are serious and the responsible party is located later, you may pursue additional compensation by filing a lawsuit for pain and suffering, ongoing treatment, or permanent disability.
What Role Does Law Enforcement Play in These Cases?
Police officers take hit-and-run accidents seriously. After filing a report, they may investigate the incident by checking nearby traffic cameras, interviewing witnesses, and collecting forensic evidence from the scene. If you later receive updates about the case, be sure to inform your insurance provider and legal representative.
Seek Legal Guidance From the Monmouth County Car Accident Lawyers at Lombardi & Lombardi, P.A. About Your Hit-and-Run Crash
A hit-and-run collision leaves many unanswered questions, especially when the responsible driver cannot be located. The skilled Monmouth County car accident lawyers at Lombardi & Lombardi, P.A. can review the details of your case and explain your options. For a free consultation, call us at 732-906-1500 or contact us online. With office locations in Brick, Freehold, Edison, and Toms River, New Jersey, we proudly serve clients across the state, including Point Pleasant.
