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Truck Accidents FAQ

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New Jersey Truck Accidents FAQ

Experienced Injury Lawyers Answer Frequently Asked Questions for Truck Accident Victims in Middlesex and Throughout New Jersey

Truck accidents are different from accidents involving personal motor vehicles for two primary reasons. First, the injuries sustained by truck accident victims are typically much more severe. Secondly, establishing liability after a truck accident can be much more complicated because the person driving the truck usually is not the same person who owns the truck and may not be financially responsible for the accident.

If you have sustained injuries in a truck accident in Monmouth County or elsewhere in New Jersey, contact the experienced truck accident lawyers at Lombardi & Lombardi, P.A. so that we can answer any questions that you may have about your right to recover compensation for those injuries.

FAQ: The trucking company representative approached me after my accident. Should I try to negotiate a settlement?

Before you speak to the trucking company, any representative, defense attorney or insurance adjuster, you should first speak to an experienced truck accident lawyer. The trucking company will be aggressive in its fight to minimize financial liability following your truck accident, and will likely deploy agents to the scene of the accident immediately—making it likely that someone will approach you relatively quickly after a truck accident. You are under no obligation to speak with them. It is important to remember their liability-minimization motivations even if they seem to be offering a fair settlement agreement, or simply seem to want to see how you are feeling after the accident. It is always advisable to review your case with a lawyer who will advocate on your behalf before making any statements to the trucking company.

FAQ: Do any special insurance coverage requirements apply that would impact my ability to recover compensation after sustaining injuries in a truck accident?

Large commercial trucks are required to maintain commercial insurance policies with much higher coverage limits. This means that, in most cases, the trucking company’s insurance policy itself will provide $1 million or more in coverage, which is much higher than typical private car insurance coverage limits. Additionally, the “verbal threshold” insurance coverage option for private insurance coverage will not apply to limit your right to pursue a claim for compensation after a truck accident, as it might if you were injured in an accident with another private vehicle.

FAQ: What if the trucking company says that I can’t sue them because I was partially at fault for the accident? Is this true?

No. New Jersey follows a rule referred to as modified comparative negligence, which means that if two parties are each partially at fault for an accident, the injured party cannot recover compensation from the other party if he or she was more than 50 percent at fault for the accident. This does not mean that you cannot pursue your right to compensation even if you were partially at fault for the accident. Our lawyers will conduct a full investigation and gather all evidence necessary to build a strong case for your right to recover compensation for your truck accident injuries.

FAQ: The trucking company’s insurance carrier offered me a settlement award after I was injured in an accident caused by their truck driver’s negligence. Should I accept?

Before accepting any settlement award, you should first consult with a personal injury lawyer with experience handling truck accident cases. Insurance companies often offer settlement awards that do not fully reflect the true extent of your injuries, with the hope that you will accept so that they can avoid the negotiation process with lawyers that will likely result in a much higher compensation award. Further, in many cases, the true cost of your injuries might not be initially apparent. Our truck accident lawyers understand that the need for future care for serious truck accident injuries can make the actual cost of treating your injuries much higher than you might initially anticipate, and we will fight to make sure you receive a compensation award that reflects all of your damages.

FAQ: What are some of the injuries that truck accident victims may experience?

While no two accidents are the same, truck accident victims tend to suffer more severe injuries because of the large size and weight of commercial trucks. Truck accident victims may sustain traumatic brain injuries, spinal cord injuries, head and neck injuries, broken bones and internal organ damage. Many truck accidents unfortunately also result in fatalities.

FAQ: What is the statute of limitations for filing a lawsuit in a truck accident case?

The statute of limitations for filing a personal injury lawsuit in New Jersey is two years from the date the accident occurred. Special rules apply in the case of injured minors, who have until their 20th birthday to file.

FAQ: How can a truck accident lawyer help in my case?

First, an experienced truck accident lawyer can be instrumental in making sure that you understand your rights following the truck accident, and in fighting to protect those rights. We take care of the negotiations with the insurance companies and the trucking company, and complete and file all necessary paperwork in your case so that you can focus on recovering from your injuries. We also fully investigate your truck accident so that we can build the strongest possible case for your right to compensation and make sure that your compensation award fully and fairly reflects the extent of the damages caused by the accident.

Schedule a Free Initial Consultation to Discuss Your Truck Accident Case with Our Skilled Brick, NJ Truck Accident Lawyers Today

You will most likely have a number of questions as you or your loved one recover from injuries sustained in a truck accident, and our truck accident lawyers are here to make sure you have the answers you need. We provide all of our potential clients with a free initial consultation so that we can learn what happened in your case and answer questions that you might have about pursuing your right to compensation after a truck accident. Call us today, or fill out this secure online contact form, to schedule your free consultation with our skilled truck accident lawyers.



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