Lakewood Car Accident Lawyers
Our Ocean County Car Accident Team Will Fight For Your Rights After A Car Accident
Most car accident cases involve some form of property damage and many lead to varying degrees of personal injury. After an accident, you may be able to claim everything from lost income, medical treatment expenses, and damages for pain and suffering, as well as many different special and general damages. However, knowing which damages to file a claim for, quantifying those damages, and substantiating your claims with proof can be difficult, especially if you are injured and faced with looming filing deadlines. This is where the Lakewood car accident lawyers with Lombardi and Lombardi, P.A. can help. We will help you gather evidence and will investigate your car accident case so that you file for the maximum compensation that the law and your insurance policies entitle you to.
Our Lakewood Car Accident Lawyers Will Help You Understand Car Accident Insurance And Filing Rules
New Jersey is a no-fault state. No-fault insurance rules are designed to help anyone involved in an accident – irrespective of guilt or innocence – pay for the reasonable and necessary losses and damages they suffer in an accident. Personal Injury Protection insurance, commonly referred to as PIP or no-fault coverage, is mandatory in New Jersey, but there are many other types of insurance cover you can use in an accident case. You may even be able to sue an at-fault party for damages after an accident.
The type of claim you file will depend on the specifics of your accident. Two common types of claims filed in New Jersey are property damage and accident injury claims. Our Lakewood car accident lawyers can help you navigate both types of claims, and we will conduct a thorough investigation into your accident to determine whether there are other types of damages or other claims you can file after your accident.
The Lakewood Car Accident Lawyers Team with Lombardi and Lombardi, P.A. Will File Your Claim On Your Behalf
To file a motor vehicle accident claim, you must:
- Inform both your insurer and your employer that you were involved in a car accident.
- Have your doctor conduct whatever reasonable and necessary medical treatment he or she deems necessary. Keep a comprehensive record of all of the treatments you undergo and the applicable expenses of each.
- File your claim with your insurer within the deadlines specified in the applicable policies, as well as within the applicable statutes of limitations and/or filing deadlines required by your employer.
- Gather proof of all accident-related damages and losses, including vehicle repair expenses, notes on mental or emotional trauma, and any incidental expenses you may have accrued.
Compensable Damages That Our Lakewood Car Accident Lawyers Will Help You Pursue
You can claim economic and non-economic damages in a car accident claim. Economic damages, sometimes called special or compensatory damages, are those that can be easily quantified. They are awarded to the victim to compensate them for accident-related losses and to bring the victim back to the physical and financial state that he or she enjoyed before the accident. They include medical expenses for personal injuries, lost income, property damage, and vehicle repair expenses. Any accident-related expense that can be proven with an invoice or bill is usually categorized as a compensable special damage.
Non-economic damages, often referred to as general damages, can be harder to quantify and can include intangible losses or damages such as emotional distress, pain, suffering, PTSD, and other non-physical damages.
The testimony of a medical expert can be used to establish that you sustained non-economic damages in an accident. Based on such testimony, you can include these damages in your insurance claim. Our Lakewood car accident lawyers can connect you with such professionals so that their testimony can be used to support your claim.
What Factors Determine Whether I Win Or Lose My Settlement?
Car accident compensation figures in New Jersey can be very different from the damages sustained in the accident. For example, you may feel that you are entitled to a certain dollar figure based on the many economic and non-economic losses and damages you suffered in the accident, but the final settlement figure you actually receive will only be arrived at after lengthy negotiations with your insurer or the insurer of an at-fault party responsible for the accident in question.
The settlement you receive will also depend on the strength of the evidence you have and whether you retain an attorney to handle your case. Insurance companies are armed with legions of legal experts whose primary goal is to limit the company’s exposure to risk and to limit insurance payouts. Representing yourself in a case can make you a soft target for these corporate attorneys, so it is highly recommended that you solicit the services of our Lakewood car accident lawyers so that we can fight for your rights and present as strong and thorough a claim as possible to your insurer.
Contact Lombardi and Lombardi, P.A. today to initiate the claims process with one of our experienced car accident attorneys.
About Lakewood, NJ
Lakewood Township is the most populous township in Ocean County, New Jersey. It has a population of roughly 106,000 residents and was the seventh-most-populous municipality in New Jersey in 2010. It is a hub of Orthodox Judaism and is home to the largest yeshiva outside Israel. It is a cultural hub in the area and home to many tourist attractions, parks, events, and recreational facilities.
Frequently Asked Questions About Car Accidents In Lakewood
Yes, but only up to certain limits. Your medical/health insurance policy will usually be activated once your car insurance and PIP policies have been exhausted. An applicable uninsured/underinsured motorist policy may also apply if you were involved in an accident with an uninsured, underinsured, or hit-and-run driver.
That depends on the extent of the damages you suffered in the accident, as well as the limits of the insurance policies you carry. Contact the Lakewood car accident lawyers with Lombardi & Lombardi, P.A. to learn more about how to file a claim, how to quantify a claim, and how to ensure your claim is accepted and not rejected by your insurer.