A Short Guide To Workers’ Compensation Claims In New Jersey
Workplace Injuries and Workers’ Comp
There are a number of industries where on-the-job injuries are more likely due to the nature of the work. If you work one of these jobs, it is important to have a good understanding of the workers’ compensation system in case something happens to you. This system provides protections for medical expenses and lost wages in the event that you need short or long term treatment and are unable to work for a certain period of time. Here are a few things to know about the most common industries where workers’ comp is more than necessary, and what to do if you are injured on the job.
Dangerous Jobs And Workplace Injuries
In certain industries, the nature of the work means that an employee’s job is more dangerous. Those that work in the logging or fishing industries have a higher chance of an on-the-job accident because their jobs carry a higher risk. Construction workers and those who work for electric and other utility companies deal with situations that are more inherently dangerous than say, an office worker. It is important that these companies implement proper safety measures and comply with all worker safety laws on both the federal and state levels.
That being said, injuries can happen on any job. Slips and falls are amongst the most common workers’ compensation claims, and these can happen in an office building just as easily as on a building site. All employers in New Jersey must carry workers’ compensation insurance, no matter what the industry is, and it is a no-fault system, which means that you do not need to show any negligence on the part of your employer to collect on a claim.
What If I Am Injured On The Job?
The first thing to do is to seek proper medical attention for your injuries. In a non-emergency situation, your employer can direct you to a hospital or a clinic for treatment. Be aware of this, because it can be the difference between having your claim paid or not. In an emergency situation, your well-being is the first priority. After you seek treatment, you will need to give your employer formal notice of your on-the-job accident. Under New Jersey law, if you fail to report the injury within 90 days you can lose your right to make a claim. Once you have notified your employer, the company’s workers’ compensation insurance will take over. They will investigate your claim to make sure it is legitimate, and then discuss what your compensation will be for your medical bills and lost wages.
What If I My Claim Is Denied, Or I Feel That I’m Not Being Properly Compensated?
Then it is time to contact an attorney. An experienced workers’ comp attorney will take over as your advocate and either negotiate with the insurance company or file a formal suit with the New Jersey Workers’ Compensation Courts to get you the full amount you are entitled to for your losses. You have the right to file a claim, and the right to be protected from retaliation by your employer. When in doubt, seek legal help!
Contact A NJ Workers’ Compensation Lawyer to Discuss Your Workplace Accident Case Today!
A workplace injury can be devastating, particularly if it prevents you from returning to work for an extended period of time. Although New Jersey workers’ compensation laws are supposed to provide you with reimbursement for medical expenses and replacement pay for missed time at work, it is not always easy to get the workers’ comp benefits you deserve. That is why you should speak with a knowledgeable workers’ compensation lawyer about your situation and get guidance throughout the claims process. The skilled attorneys at Lombardi and Lombardi, P.A. represent clients throughout the state, including Toms River, Edison, Brick and Freehold. Call 732-564-7165 or fill out our online contact form to schedule a free consultation about your case. We have two offices located at 1862 Oak Tree Road, Edison, NJ 08820 and 10 Parsonage Rd., Edison, NJ 08837. Our other offices are located in Brick at 119 Chambers Bridge Rd., Brick, NJ 08723, in Freehold at 402 West Main Street, Freehold, NJ 07728, and in Point Pleasant at 62 Broadway, Point Pleasant Beach, NJ 08742.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.